Capital Markets in 2015

Check this report out, discussing the state of Capital Markets in 2015. Some interesting thoughts (and ideals) in there. Re: "...Service-Orientated Architecture (SOA) which reduce the business processes to their fundamental components and encodes open logic for use, and re-use, across the organization and with external parties."  Based on their current state, some of the banks better start this NOW, if they are going to make it by 2015 !! :-)